Money, Selene Finance - Mortgage / monthly payment department / accounting. I have done all correctly, on time, have the income, and have been wrongfully denied. Foreclosures Buying REO from Selene Finance William Adams Sewell, NJ Posted 5 years ago Hi, I wanted to know if anyone on here has purchased a REO from Selene Finance? I no longer live there or have access to the mailbox. The minimum amount due must be paid within forty days. January 27, 2012. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile. Contact Us. (Sales figure is modelled). Selina Finance states that their foreclosing process is not a direct sale. My gross income is $137,500 (it will rise again in January), and I am an Assistant Dean at Boston University. Rather than focusing on the number of complaints, BBB considers how frequently and effectively those complaints are resolved. Dear Sir or Madam:
I had started all the repairs and spent hundreds on paint and repair stuff due to the damage caused by the renters. One of the mortgage companies attempted to foreclose in 2009, but it was delayed because they didn't have the original mortgage paperwork. Refusing to accept your mortgage payment or. selene finance foreclosure listings. SELENE FINANCE, LP. *Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business. They told me that was not an option. Selene informed us they had no idea how she got added to the actual loan and placed our mortgage under investigation in September 2022. Each month I call to make my payment & ask why my modification is not reflected on my statements, I never recieved copies of my loan modification /acceptance. Save my name, email, and website in this browser for the next time I comment. Selene Finance Foreclosure Listings, On July 15, 2019, a class action lawsuit was filed by selene finance against certain individuals who were members of the company. Selene Finance -. What is Selene Finance? We . Selene has reactivated the internal audit function with a third-party auditing firm for the 2020 calendar year. The customer service representatives that I spoke with at Selene Finance informed me that it was too late because the sale was already held on my home. February 7, 2020. My bankruptcy plan was to pay my mortgage off in full. Selene Servicing finally granted a permanent loan modification in September 2013. The state has no other choice but to let the foreclosure go through. My mortgage was sold to Selene Finance in the summer of 2022. This review was chosen algorithmically as the most valued customer feedback. I have no credit card debt (whatever I charge, I pay off in full every month, and my credit line was just increased). We were informed the new modification (without the ex-gf signature requirement) was accepted on 10/03/2022 and that we would be receiving paperwork within a few days. Tony Pastrana October 4, 2017 at 11:22am. Click Done to apply changes and return to your Dashboard. However, if Selene does not correct its internal controls, other delinquent borrowers could miss the opportunity to participate in the program. Nationstar foreclosures are listed on the Multiple Listing Service, on Auction.com, or by contacting a professional real estate agent. I have attached a copy of the final cure which represents Selene Finance agreed I no longer owe them and the account is paid in full. You can also find a foreclosure avoidance counselor in your area. The property has been on the market for 90+ days. They've missed the closing date by weeks and will only tell us that they're "going through a process". Not a lot of activity in this group. Access additional case information on PACER Use the links below to access additional information about this case on the US Court's PACER system. When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints. It was nice when the break-ins stopped and the person messing with the door locks was no longer active. Itstime the pay for their shady ways. BBB Business Profiles are provided solely to assist you in exercising your own best judgment. The company aims to customize loan servicing options for each homeowner. I paid my mortgage account off on August 17, 2022. Disclaimer: These results should not be taken as a guarantee, as each case is unique. And now, the company and its more. I keep getting the usual run around & I'm fed up. Correspondence - Regular. So instead of paying late charges, I am shelling out $99 a month of fees I cannot afford. The mortgage was with Rushmore and then it was sold Selene Finance. The judge in my case ordered we work to modify the loan to make it more affordable for my children and I to remain in the home until my children graduate HS, especially as my youngest is in a special program. I asked why they couldnt work with me then and let me stay and I would pay any fees or fines associated. Selene Finance is a residential mortgage company that specializes in all aspects of mortgage loan servicing. Selene then sent a Notice of Default and Intent to Accelerate dated April 4, 2022. We thought it would be a good time to refinance and get a lower interest rate. The Selene finance class action lawsuit is an opportunity to obtain compensation for those who have become victims of fraudulent settlement loans that were not offered at all. Thank you. Even when I call Selene - and to which I have been many times put on hold by the auto answer, waited, and was then hung up on - they tell me the monthly payment due, but won't let me make it. Copyright 2001-2022, Ventanex. We ask that you respond so that we can understand why it would seem that you have tried to keep us from fixing the situation - as your company states "this is to collect a debt" and we have the money to pay it! The price of the house can reach up to 90% below market value. I looked today and found that the deed had finally been filed and another trust now owned my home. Initiation la plonge; Niveau 1 : Open Water; Niveau 2 : Advanced; Niveau 3 : Divemaster Feel free to contact us at any time. We suffered a hardship, then unemployment during COVID, and unbeknownst to us our house was auctioned. I am just now reading this. State Finance Commission Building, 2601 N Lamar Blvd #201. We were given two other dates after we did not receive the payoff on June 23 and that was again on July 5 and yet again on July 12. Upon reviewing this web site, I have reason to believe that they may be targeting a select market of homeowners, in particular those who are having financial difficulty, ILL OR Elderly, or those who have owned the home for over 5 years#EQUITY. Share your photos and videos with others to prove the truth of your words. Fitch Assigns Initial Residential Mortgage Servicer Rating to Selene Finance . Ironically, my statements from Selene show I am paying escrow. Customer Reviews are not used in the calculation of BBB Rating. This hurts the debt ratio, my mod app, and makes it looks as though I have fallen farther behind, which I have not. Under this plan, the homeowner pays $700.66 monthly starting in September 2013; a 22% reduction from his original terms. 10 Cities Near Edinburgh, Any advice that any of you have for me would be GREATLY appreciated!!! This seems criminal to me. Selene Finance is a residential mortgage servicing company operating in all 50 states. So type SIG/TARP look the up, contact them as soon as possible flood their office with emails and calls, and if you still have a copy of SELENES RIDICULOUS MODIFICATION make sure you get it to them. Get Selene Finance reviews, rating, hours, phone number, directions and more. No one was doing that at the time. My loan was with Shellpoint I was approved for loan modification in October 2021 first trial payment in November 2021 with 3rd and final trial payment made January 2022. Refusing to honor or review your loan modification. We never thought wed be where we are at this stage of our lives. Internet search reveals that this trust has the same address as Selene Finance. Spanky45067, Viewing 3 posts - 1 through 3 (of 3 total), Selene Finance Services Loans For Investment Firms, Loan Sold to Selene Finance and They Have STOLEN Escrow FUNDS, Please help!! After bankruptcy is over will Selene cause us issues? Selene Finance LP. Our bank did not want to give us a check for the reinstatement as they reported they wish to pay the entire loan in full. Filing 1 NOTICE OF REMOVAL by Wilmington Savings Fund Society, FSB, D/B/A CHRISTIANA TRUST, NOT INDIVIDUALLY BUT AS TRUSTEE FOR PRETIUM MORTGAGE ACQUISITION TRUST, Selene Finance, LP from 429th Judicial District Court, Collin County, TX, case number 429-02283-2021. Executive Resolution Team
Rearrange and rotate pages, insert new and alter existing texts, add new objects, and take advantage of other helpful tools. When I spoke to them they were certain it was late even though we told them it shows on our bank statement that it was received and process on time. They came up with every excuse you could think of as to why my loan modification packet was unacceptable. Terms of the loan modification were six (6) monthly trial payments of $674.13 (starting in January 2013) in order to receive a permanent loan modification. It has an F rating with the Better Business Bureau. The first offer was a higher monthly payment. Bank of America. The reason that I can help is I originally started doing this as a way to do foreclosure prevention for the homes in my area because our foreclosure rate had doubled by 50% let alone in 6 months. Dont give up, we will get satisfaction in the end. I received a call from SIG/TARP they are the government office investigating financial institutions and services for violations against the HAMP and HAMP programs, they are currently investigating Selene Finance. Cindy J Ziegler. Auction location. Where in pre foreclosure because of it. March 25, 2017 at 10:37 pm #48. Wells Fargo had us in foreclosure, then we filed bankruptcy to save the house and they sold to Selene. Find a professional foreclosure lawyer today and start fighting to save your home. Bumpboxx Flare 6 Charging, No one bought it. And who owns Wells Fargo? We were told to expect that the payoff for the house (handled by the title company) would be received June 25 after they contacted you about the issue. Foreclosure Specialist at Selene Finance LP. bank of america loan modification problems, financial worksheet for loan modification, home affordable mofication program qualifications, lakeview loan servicing loan modification, Homebridge Financial Services loan modification, home bridge financial services loan modification, home loan investment bank loan modification, pacific union finance loan modification success. If you have an FHA loan, call the FHA National Servicing Center at 1-877-622-8525. We have the money I just need a payoff. If this happens, the lender must give the opportunity for the borrower to pay what is owed. At this point I decided to live there with my mom. The house that I was under contract with is now back on the market because I've never received the needed documentation to go to closing. Not responding to your loan modification application within 30 days. Transferred to Selene missing payment; New Jersey beware; Scamming for late charge fees; Can someone help? I emailed Selene Finance on 09/29/2022 and asked them why are they saying I owe approx 25,000. At best Selene is a poorly run company. I completed it and sent it back with all of my information they requested to start the process. 0600337221. Selene is without a doubt taking a new approach by listening to their customer and truly reviewing the position of the INDIVIDUAL. My loan was sold to selene financial. About Selene Finance Headquartered in Houston, Texas, Selene Financeis a residential mortgage company that handles all aspects of mortgage loan servicing, including receiving monthly mortgage payments and pursuing foreclosure against homeowners who fall behind. Selene Finance LP has unscrupulous and deceptive practices. Thanks. We reviewed Selene Finance, LP's servicing of its Federal Housing Administration-insured loans and its implementation of the U.S. Department of Housing and Urban Development's (HUD) Loss Mitigation program. Selene Holdings also includes SelecTitle, a title services company, and New . I told them if I had 15k I would had done this already. Go to the Documents tab to access merging, splitting, locking, or unlocking functions. Our Home Retention Department began working with the homeowner to assemble a loan modification package, and our legal team set out tostop the foreclosure lawsuit. We went back and forth a couple of times but I feel the price is still to high. They said I did not get approved, by Selene, to tack the funds on the end, even though this was my agreement with Bank of America. To obtain assistance, simply notify us in any of the following ways: Call us at (877) 735-3637 Email us at LoanResolution@SeleneFinance.com Fax us at (866) 926-5498 Send written notification to us at: Selene Finance LP 9990 Richmond Avenue, Suite 400 South Houston, TX 77042-8500 Telephone assistance is available in many languages. Also each time I call I get a difference response of what is going on. 27, September Term, 2020, Opinion by Booth, J. They also told me that Selene has to call them directly to figure this out. 1st Mortgage with Selene Finance for $221,000; 2nd Mortgage with DTA Solutions LLC for $55,000; Hardship: Curtailment of income. Close. This has been seen by both the lawyers and judge in our divorce proceedings, held up painfully by a Covid backlog. A federal judge has dismissed a lawsuit accusing Houston-based mortgage servicer Selene Finance of breaching an agreement to modify a New York state woman's mortgage loan and help her stay in her . We have helped over 5,000 homeowners, here is one of their stories. The agents have been ok for the most part but I should not have to beg this company for a refund that I had to double pay. Our system is screwed up. In this book, author and investor We suffered a hardship, then unemployment during COVID, and unbeknownst to us our house was auctioned. You can read about RESPA and your rights here:https://www.consumer.ftc.gov/articles/0190-making-payments-your-mortgage-servicer.